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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. An insurable interest in each other's lives may exist in the absence of an economic interest when the individuals are:

A) Traveling companions
B) Business associates
C) Competitors
D) Marriage partners

2. The free-look period provided in a life insurance policy is usually:

A) 60 days
B) 31 days
C) 45 days
D) 10 days

3. The qualified first-time homebuyer distribution available in IRAs has a maximum lifetime limit per participant of:

A) $20,000
B) $10,000
C) $2,000
D) $5,000

4. A policy of life insurance may NOT be delivered unless the policy has a:

A) Legible and brief description of the policy on the first page
B) Financial statement of the life insurance company
C) Premium coupon book
D) Notary seal

5. Splitting the commission with the buyer on a sale of insurance is an unfair trade practice known as:

A) Rebating
B) Binding
C) Soliciting
D) Twisting

Solutions: